Wrongful death case settled when a truck driver’s insurer agreed to pay $1,000,000 even though the policy limits had a cap of $300,000. The case arose from an accident on Highway 231 in Troy, Alabama when a truck driver with a poor driving record and faulty brakes swerved into a turn lane to avoid hitting another tractor-trailer from behind. The truck driver admitted in his pretrial deposition that he swerved without first looking to see if there was a car in the turn lane. Mrs. Daisy Beasley’s car was in that lane and was knocked under the other rig’s trailer causing her tragic death. Lawyers did an extensive background check on the truck driver’s driving record and found that he had received 29 tickets, two license revocations, and used two different driver’s licenses. Under federal law, the truck driver was obligated to have $750,000 of insurance but had purchased only $300,000 in coverage. Lawyers deposed the agent who sold the coverage and proved that the insurance company should have known the driver was an interstate driver and, thus, should have obtained at least $750,000 in coverage. That insurer paid $1,000,000 to Mrs. Beasley’s family. Other parties, including Riverside Turf Farm who hired the driver as an independent contractor contributed $520,000 to the settlement.